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No Credit Check Rentals: A Guide to Avoiding Red Flags

Finding an apartment that doesn’t check your credit can sound appealing when you have less-than-perfect credit or are new to renting. However, landlords who don’t screen applicants’ credit histories could be a major red flag.  Why Do Landlords Check Credit? Traditional landlords check applicants’ credit reports for several important reasons: Ability to pay rent on … Read more

Understanding IRS Levies on Tax Debts

The Internal Revenue Service (IRS) has a good number of tools at its disposal to collect unpaid taxes, as well as wage garnishments, bank levies, and property liens. This post will focus specifically on IRS levies, which allow the agency to seize a taxpayer’s property to satisfy outstanding tax debt. IRS levies can feel abrupt … Read more

Small business grants for women entrepreneurs

Starting your own business is no easy feat. As a woman entrepreneur, you may face additional challenges in securing funding to get your company off the ground and keep it running smoothly. However, there are grant programs designed specifically to assist women-owned small businesses with financial support.  How small business grants can help women entrepreneurs … Read more

Agricultural Loans for Small Farms: A Complete Guide

Farming can be a rewarding career, but starting and maintaining a small farm often requires access to capital. Agricultural loans exist to help small farmers obtain the funding needed to purchase equipment, upgrade infrastructure, cover operating expenses, and more. Types of Agricultural Loans Several categories of loans exist specifically for agricultural and farming purposes. The … Read more

Tips for clean credit reports after bankruptcy

Bankruptcy can feel like the end of the world – your financial life completely erased and starting over from scratch. However, it doesn’t have to stay that way forever. With some smart strategies and diligent effort, it is possible to rebuild your credit after bankruptcy and work towards having a clean credit report again. How … Read more

Understanding Seller Financing for Used Homes

Have you been house hunting but struggling to secure bank approval for a loan? Seller financing may provide an alternative option to purchasing a used home when conventional methods don’t work out. This guide will help explain what seller financing entails, the pros and cons to consider, and tips for navigating the process.  What is … Read more

Fixing Errors on Your Credit Reports

Your credit reports contain a massive amount of personal financial information that is used to calculate your credit scores. While credit reporting agencies strive for accuracy, mistakes do occasionally slip through the cracks. Errors on your reports, even minor ones, can negatively impact your creditworthiness and ability to access loans and credit. Fortunately, the Fair … Read more

Down Payment Assistance Programs by State: Your Guide to Affordable Homeownership

As the housing market remains competitive, affording a down payment has become a challenge for many first-time homebuyers. Fortunately, down payment assistance (DPA) programs are available in every state to help qualified buyers overcome this hurdle.  What is Down Payment Assistance? Down payment assistance refers to financial aid programs that help homebuyers cover their down … Read more

How Bankruptcy May Affect Your Security Clearance

Bankruptcy is a difficult financial situation that many find themselves in at some point. However, declaring bankruptcy can also affect your eligibility for obtaining or maintaining a security clearance. As someone who needs a clearance for their job, it’s important to understand how bankruptcy is evaluated and what you need to disclose. What is a … Read more